Health Insurance Task Force compares three proposals showing up to $1.9M cost swing for employee coverage

What happened

The district's Health Insurance Task Force presented comparative proposals from USI (current broker, self-funded at $6,957,700), HUB International (self-funded $7,219,377 / fully funded $7,707,344), and the Public Educator Health Trust (fully funded $5,813,265) at the August 26, 2026 board meeting, continuing evaluation of a change to the district's employee health coverage model.

Why it matters to families

Health insurance costs have been the root cause of the district's multi-year Borough debt; a decision to switch funding models or providers could materially affect both district finances and employee benefits, with cost differences among the three options exceeding $1.9 million annually.

The evidence

The Health Insurance Board Report lists 'Self-Funded Cost: $6,957,700' (USI), 'Self-Funded Cost: $7,219,377 Fully Funded Cost: $7,707,344' (HUB), and 'Fully Funded Cost: $5,813,265' (PEHT), presented as a discussion item to the Board on August 26, 2026.

The source